2.1
Your Personal Data may be collected, used and/or disclosed for the following purposes:
(
a) managing appointments, enquiries, and customer relationships;(b) providing products and services to you;
(c) processing payments, billing, and transactions;
(d) communicating with you regarding your appointments, purchases, requests, or service-related matters;
(e) monitoring or recording customer interactions (including calls) for quality assurance, training, security, and identity verification purposes;
(f) improving our website, products, services, and business operations;
(g) conducting marketing, promotions, surveys, and campaigns (where consent is given);
(h) preventing fraud, conducting investigations or audits, and managing risk;
(i) complying with legal and regulatory requirements;
(j) enforcing our legal rights and obligations;
(k) facilitating corporate or business asset transactions; and
(l) purposes reasonably related to the above.
Transactional or service-related communications are necessary for service provision and are not subject to marketing opt-out.
2.2
We may disclose your Personal Data for the purposes stated above to our officers and employees and to third parties, affiliates, service providers, business partners and advisers, including without limitation:
(a) payment processors, banks, credit card companies and financial institutions;
(b) logistics, courier and delivery service providers;
(c) IT, hosting, analytics, system and data processing service providers (including data intermediaries);
(d) marketing, customer communication and call centre service providers;
(e) professional advisers and insurers, including consultants, auditors and lawyers;
(f) business partners, authorised agents, distributors or resellers;
(g) debt collection agencies and credit information companies, where applicable;
(h) relevant government regulators, authorities or law enforcement agencies, where required by law; and
(i) any other party to whom you authorise us to disclose your Personal Data.
Except for disclosures to government authorities or law enforcement agencies, we will take reasonable steps to ensure that such parties are bound by confidentiality obligations and use your Personal Data only on a need-to-know basis and for authorised purposes.
2.3
Where you have consented to receive marketing communications via your Singapore telephone number(s) or email address, we may contact you via calls, messages, or email. You may opt out at any time.
2.4
Your Personal Data may be transferred, stored and/or processed in a country or territory outside Singapore, and you consent to any such transfer, storage and/or processing of your Personal Data outside Singapore. We will however ensure that any party to whom we transfer your Personal Data outside Singapore provides to such Personal Data a standard of protection at least comparable to the protection under the Act. This includes without limitation ensuring that any party coming into contact with the Personal Data outside Singapore:
(a) complies with the Act and accompanying guidelines issued by the relevant regulatory authorities, all applicable laws and regulations and this Privacy Policy (“Data Standards”) and shall not do or permit anything to be done which might cause such party or us to breach the Data Standards;
(b) takes all appropriate measures to ensure such compliance by implementing such Data Handling Principles as notified by us to them from time to time and appropriate technical and organisational measures and providing a standard of protection for the Personal Data that is comparable to the protection under the Act; and
(c) protects the Personal Data by making reasonable security arrangements to prevent unauthorised access, use, disclosure or modification.